Do you notice the registered trademark symbol behind the AVA above? Get used to it; authorized use of that logo whether in combination with the words "Fun, Fitness, Friendship" or alone, should employ the registered trademark symbol. It serves to notify the world that those logos are protected private property and that unauthorized use of them is actionable (essentially "illegal").
2012 Certificate of Liability Insurance - Posted to the Publications-Forms section of the AVA Webpage, AVA Club Forms link. Please begin using this form for all January 1, 2012 events.
What Does the Event Insurance Carried by AVA Cover? - All of our Participant Liability quotations are packaged with a companion Excess Accident Medical quotation. Participant Liability protects the named insured (AVA) from certain bodily injury and property damage claims involving not only spectators but participants as well. Participant Liability coverage also offers legal defense costs and any punitive damages up to the policy limits. Excess Accident Medical coverage helps to pay for an injured participant’s medical bills. It is secondary medical coverage, so whatever the injured participant’s primary health insurance does not pay (including primary health insurance deductibles) or if the injured participant does not have any health insurance, they can use the AVA Excess Medical coverage. The philosophy behind Excess Medical is to help with medical bills in order to limit the risk of getting a liability lawsuit claim. Please note that the person walking the event (whether they pay or not) must sign a waiver. If the person does not read the disclaimer of liability on the Start Card, it is a good idea for the club representative to briefly state they are walking at their own risk and they assume the liability; that they accept personal responsibility for damages or injury.
Ken
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ReplyDeleteWay to go at Lee's Summit :-)
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